What is the role of cash in your portfolio? How much cash is too much and how much is too little? How good is Chat GPT at answering this question?
Continue readingChat GPT vs Advisor: What Role Should Cash Play in My Investment Portfolio?
Why Your Goals Should Guide How You Invest
Goals-based investing uses the information contained in each individual goal, including their value, priority, and time horizon, to build a dedicated investment portfolio for each goal. This leads to a more purposeful portfolio and allows for adaptable strategies that improve the long term performance of your investment plan.
Continue readingInflation, Supply Side Economics, and Your Investment Plan
We can understand inflation dynamics with simple supply and demand concepts. While we hear a lot about supply chain issues causing inflation, most policies implemented are demand driven. Under current conditions, we can expect the effects of inflation on budgets and savings to continue.
Continue readingSummer 2022 Guide to Financial Planning
Let’s face it, for most people, the first half of 2022 has not been the best from a financial perspective. Inflation has been around 8% for some time, with little signs of slowing down so far, empty shelves are becoming the norm, and your savings may have taken a nosedive! What can you do?
Continue readingUnexpected Inflation and Your Financial Plan
The cost of living has been increasing at an unusually high rate. What does this mean for your future investment returns? Read our guide to dealing with inflation.
Continue readingFederal Reserve Monetary Policy and Your Plan
While the Fed and inflation can make headlines, financial adviser Massi De Santis says it’s not obvious that you should be changing your long-term financial plan and your investments as a result of short-term changes in inflation and monetary policy, assuming you have a robust plan.
Continue readingUnexpected Inflation and Real Stock Returns
A common investment thesis is that stocks are part of “real assets” and should protect long term investors from inflation. But does the theory hold in practice?
Continue readingWealth Management Austin TX
When it comes to your finances, you want to make sure that you are making the best decisions for your future. This is why it is important to work with a professional wealth manager, in Austin Texas, or elsewhere in the US. However, not all wealth managers are created equal. The right manager is one that understands your unique goals and needs, and one you can trust to always work with your best interest in mind. Here are some things to look for when choosing a wealth manager:
Continue readingWhat Is Inflation and What Does it Mean for Your Plan?
The cost of living has been increasing at an unusually high rate. What does this mean for your future investment returns?
Continue readingDiversified and Steady Wins the Race
Higher inflation and market volatility have suddenly changed investors’ perceptions of risk and uncertainty. Many may be thinking now is the time to get out of the market. However, historical evidence suggests that we can’t predict where the market is going, and you can miss out on large returns if you are not consistently invested and fail to time the market. Many investors learned this lesson the hard way at the onset of the pandemic. In addition, not all investments react to economic events in the same way and at the same time. Having a broadly diversified portfolio across different types of stocks and bonds across many countries can help smooth out the effects of uncertainty about particular markets. Inflation protection and a goals-based allocation can improve the risk management side of your portfolio.
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