We make gift lists for friends and loved ones, so why not a list of gifts for our future selves? At its heart, financial planning is a list of things you can do today to improve your future.
Let’s face it, for most people, the first half of 2022 has not been the best from a financial perspective. Inflation has been around 8% for some time, with little signs of slowing down so far, [...]
The cost of living has been increasing at an unusually high rate. What does this mean for your future investment returns? Read our guide to dealing with inflation.
Inflation is one of the major known risks for retirees or those approaching retirement. Unexpected inflation can lower the real return and can exacerbate what is known as sequence risk.
How much you contribute towards your goals (your saving rate) is a key determinant of financial success, more so than your investment returns. However, disciplined saving is hard to implement, [...]
Understanding the breakdown of your pay stub will help you better understand your tax withholding and optimize your savings. So here is a breakdown of the major items in your paystub, from your [...]
Create your own one-page financial plan to start taking control of your financial life and reap immediate benefits through simple, actionable items, starting today!
Achieving a comfortable retirement is a big task. How do you prepare for 25 years –a typical retirement horizon– of life without earnings from employment? How much savings do you need [...]
Have you noticed how we often make rational choices in our minds when we look ahead, only to ignore that wisdom when we have to make the same choice in the present? Economists call this behavior [...]
As we approach the year-end and get ready for the holidays, let’s consider doing some tax planning for 2020 and beyond. This year, we break our discussion of year-end tax planning into two parts. [...]