We make gift lists for friends and loved ones, so why not a list of gifts for our future selves? At its heart, financial planning is a list of things you can do today to improve your future.
How much you contribute towards your goals (your saving rate) is a key determinant of financial success, more so than your investment returns. However, disciplined saving is hard to implement, [...]
How can you save money while still taking care of your basic needs and everyday expenses? You can take steps to put your spending and saving goals into the right perspective, and start moving in [...]
Understanding the breakdown of your pay stub will help you better understand your tax withholding and optimize your savings. So here is a breakdown of the major items in your paystub, from your [...]
Create your own one-page financial plan to start taking control of your financial life and reap immediate benefits through simple, actionable items, starting today!
End of summer is a great time to review your paycheck against the taxes you may owe the IRS for the year. One very useful tool on the IRS site is their Withholding Estimator. If you are a W-2 [...]
Deciding how much you can afford to spend on your dream home can be a challenge. For most of us, buying a home is the largest investment we make, and typically we borrow to pay for it, by taking [...]
We are faced with various money choices and questions every day. How do we make good decisions? It all starts with being aware of your goals, priorities, and the potential of your hard-earned [...]
A big concern for people seriously thinking about retirement is whether they are on track for the retirement they want. The question is particularly relevant today as finance gurus talk about a [...]